Hawaii Teen Car Insurance -- To Ensure They Stay Safe And Also Pay Far Less

Hawaii Insurers see teen drivers as the worst risks as far as age groups are concerned. The incidence of car crashes among them is so high that many parents will prefer they don't drive within their teen years. Notwithstanding this may work for a few families, it might not work in many others.

It could have very negative impact on a teen to be the only one among peers who is yet to start driving. Is there a way you can get more affordable rates for this high risk group and also keep them safer? This article will help you...

It's normal for your teen to ask for privileges that come with adulthood while they avoid the responsibilities that come with it. However, insist that they bear the responsibilities that come with the privilege or at least a part of it.

Make them pay their auto insurance premium themselves or at least contribute a sizeable chunk. Whatever suggestions you make thereafter that will help reduce what they pay will be more easily accepted because they're the ones paying and they will also be the ones to benefit from lower Hawaii car insurance rates.

Give your teen driver this set of rules and they will be the safer if they abide by it...

1) Let them never drive in company of fellow teens or kids unless there is a responsible adult in the car.

2) It's important for your teen's safety that he/she does not drive in the night. And, where it becomes inevitable, go over things they must bear in mind.

Reports show that accidents happen more between the hours of 9.00pm and 2.00am.

3) Let them know the dangers of driving after drinking and have them promise never to drive after drinking. Take note that to be on the safe side they should know that they are not allowed to drive if they take so much as a sip of alcoholic beverage.

4) Teach your teen the difference between a race track and a high way.

Have a stiff sanction if they violate speed limits or traffic laws.

5) You must always be told where they intend to drive to. And, please, be firm if you think they're better off with a cab or even if you think they should not go there.

I Know these things will really work where you already have a great relationship with your teen. Nevertheless you can lower your teen's rates by getting and comparing quotes.

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